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Fixed Deposit vs Debt Funds
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Fixed Deposit vs Debt Funds
| Pre-Tax Return | Investment Amount | Redeemed / Maturity Amount | Total Interest / Profit Amount | Annual Interest / Return (%) |
|---|---|---|---|---|
| Fixed Deposit | 100000 | 106975.37 | 6975.369999999995 | 6.98 |
| HDFC Dynamic Debt Fund - Growth Option | 100000 | 110,904 | 10,904 | 10.9 |
| Post Tax Return | Pre-tax Interest / Profit Amount | Capital Gains Tax | Indexed Amount | Income / Capital Gains Tax | Post Tax Interest / Profit Amount |
|---|---|---|---|---|---|
| Fixed Deposit | 6975.369999999995 | Not Applicable | Not Applicable | 2092.61 | 4882.759999999995 |
| HDFC Dynamic Debt Fund - Growth Option | 10,904 | Short Term | Not Applicable | 3,271 | 7,633 |
Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.
Top Performing Debt Mutual Funds
| Scheme Name |
Launch Date | Expense Ratio (%) | 1-Year Ret (%) | 2-Yrs Ret (%) | 3-Yrs Ret (%) | 5-Yrs Ret (%) | 10-Yrs Ret (%) | Since Launch Ret (%) |
|---|---|---|---|---|---|---|---|---|
| DSP Strategic Bond Reg Gr | 16-05-2007 | 1.2 | 12.32 | 9.74 | 8.22 | 6.52 | 7.4 | 7.06 |
| Bandhan Dynamic Bond Reg Gr | 01-12-2008 | 1.57 | 12.1 | 8.97 | 7.53 | 6.13 | 7.36 | 7.83 |
| Quantum Dynamic Bond Reg Gr | 05-04-2017 | 0.96 | 11.82 | 9.32 | 8.44 | 6.66 | - | 7.22 |
| Union Dynamic Bond Gr | 13-02-2012 | 1.56 | 11.81 | 8.58 | 7.39 | 5.74 | 6.24 | 6.7 |
| ABSL Dynamic Bond Gr Reg | 27-09-2004 | 1.23 | 11.79 | 8.86 | 8.81 | 8.22 | 6.56 | 7.73 |
| HSBC Dynamic Bond Fund Reg Gr | 01-01-2013 | 0.76 | 11.72 | 8.83 | 7.65 | 6.05 | 7.13 | 6.01 |
| Kotak Dynamic Bond Reg Gr | 26-05-2008 | 1.33 | 11.51 | 8.95 | 7.54 | 7.01 | 8.01 | 8.13 |
| JM Dynamic Debt Reg Gr | 25-06-2003 | 0.97 | 11.41 | 8.45 | 7.54 | 6.45 | 6.92 | 6.75 |
| PGIM India Dynamic Bond Gr | 12-01-2012 | 1.64 | 11.34 | 8.67 | 7.4 | 5.97 | 7.18 | 7.59 |
| Baroda BNP Paribas Dynamic Bond Fund Gr | 23-09-2004 | 1.69 | 11.3 | 8.49 | 7.9 | 5.8 | 6.67 | 7.7 |
| SBI Dynamic Bond Reg Gr | 10-02-2004 | 1.4 | 11.22 | 8.67 | 8.2 | 6.39 | 7.67 | 6.2 |
| 360 ONE Dynamic Bond Reg Gr | 24-06-2013 | 0.52 | 11.21 | 9.06 | 7.69 | 7.26 | 6.97 | 7.05 |
| Nippon India Dynamic Bond Gr Gr | 05-11-2004 | 0.74 | 11.03 | 8.62 | 7.53 | 6.23 | 6.94 | 6.62 |
| Axis Dynamic Bond Reg Gr | 01-04-2011 | 0.63 | 11.03 | 8.6 | 7.67 | 6.9 | 7.59 | 8.07 |
| HDFC Dynamic Debt Gr | 28-04-1997 | 1.52 | 10.9 | 8.58 | 7.44 | 7.31 | 6.45 | 8.16 |
| Canara Robeco Dynamic Bond Reg Gr | 29-05-2009 | 1.75 | 10.63 | 7.83 | 7.03 | 5.43 | 6.5 | 7.09 |
| ITI Dynamic Bond Fund Reg Gr | 14-07-2021 | 1.19 | 10.55 | 8.23 | 7.14 | - | - | 6.29 |
| UTI Dynamic Bond Reg Gr | 23-06-2010 | 1.53 | 10.5 | 8.31 | 9.85 | 9.09 | 6.95 | 7.9 |
| Mahindra Manulife Dynamic Bond Fund Reg Gr | 01-08-2018 | 1.57 | 10.43 | 7.97 | 6.89 | 5.22 | - | 5.46 |
| ICICI Pru All Seasons Bond Gr | 01-05-2009 | 1.29 | 10.41 | 8.63 | 8.07 | 7.37 | 8.13 | 8.48 |
| Groww Dynamic Bond Reg Gr | 30-11-2018 | 1.25 | 9.64 | 7.28 | 6.44 | 5.53 | - | 6.28 |
| Mirae Asset Dynamic Bond Reg Gr | 05-03-2017 | 1.02 | 8.11 | 6.79 | 6.0 | 4.64 | - | 5.91 |