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Fixed Deposit vs Debt Funds

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Fixed Deposit vs Debt Funds
Fixed Deposit
Debt Fund
Submit
Pre-Tax Return Investment Amount Redeemed / Maturity Amount Total Interest / Profit Amount Annual Interest / Return (%)
Fixed Deposit 100000 107100.67 7100.669999999998 7.08
HDFC Dynamic Debt Fund - Growth Option 100000 107,692 7,692 7.67
Post Tax Return Pre-tax Interest / Profit Amount Capital Gains Tax Indexed Amount Income / Capital Gains Tax Post Tax Interest / Profit Amount
Fixed Deposit 7100.669999999998 Not Applicable Not Applicable 2130.2 4970.470000000001
HDFC Dynamic Debt Fund - Growth Option 7,692 Short Term Not Applicable 2,308 5,384

Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.

Top Performing Debt Mutual Funds


Scheme
Name
Launch Date Expense Ratio (%) 1-Year Ret (%) 2-Yrs Ret (%) 3-Yrs Ret (%) 5-Yrs Ret (%) 10-Yrs Ret (%) Since Launch Ret (%)
Bandhan Dynamic Bond Reg Gr 01-12-2008 1.61 9.17 8.11 5.36 6.68 7.89 7.75
DSP Strategic Bond Reg Gr 09-05-2007 1.17 8.69 8.01 5.93 8.01 7.64 6.89
Kotak Dynamic Bond Reg Gr 26-05-2008 1.32 8.64 7.91 5.57 6.7 7.96 8.03
Quantum Dynamic Bond Reg Gr 05-04-2017 0.96 8.4 8.2 6.28 6.8 - 6.82
360 ONE Dynamic Bond Reg Gr 24-06-2013 0.52 7.8 7.36 6.04 6.54 7.17 6.75
HDFC Dynamic Debt Gr 28-04-1997 1.54 7.69 7.28 6.64 6.67 6.83 8.1
PGIM India Dynamic Bond Gr 12-01-2012 1.64 7.64 6.76 4.99 5.78 7.61 7.42
HSBC Dynamic Bond Fund Reg Gr 01-01-2013 0.78 7.55 6.84 5.08 5.9 7.43 5.79
SBI Dynamic Bond Reg Gr 10-02-2004 1.44 7.55 8.06 5.91 6.76 7.91 6.04
ICICI Pru All Seasons Bond Gr 01-05-2009 1.31 7.43 8.26 6.02 7.38 8.58 8.38
ABSL Dynamic Bond Gr Reg 27-09-2004 1.23 7.42 8.85 6.54 5.61 6.85 7.6
ITI Dynamic Bond Fund Reg Gr 14-07-2021 1.19 7.23 6.4 - - - 5.31
Mahindra Manulife Dynamic Bond Fund Reg Gr 01-08-2018 1.57 7.16 6.91 4.17 4.63 - 4.91
UTI Dynamic Bond Reg Gr 23-06-2010 1.54 7.12 6.62 10.39 7.97 7.14 7.77
Union Dynamic Bond Gr 13-02-2012 1.5 6.97 6.81 4.39 5.63 6.42 6.43
Baroda BNP Paribas Dynamic Bond Fund Gr 01-01-2013 1.69 6.92 7.77 5.31 5.6 6.96 7.24
Axis Dynamic Bond Reg Gr 01-04-2011 0.57 6.91 7.78 5.05 6.81 7.76 7.89
Canara Robeco Dynamic Bond Reg Gr 29-05-2009 1.75 6.8 6.77 4.67 5.26 6.86 6.95
Nippon India Dynamic Bond Gr Gr 05-11-2004 0.71 6.77 7.83 5.04 6.01 7.19 6.44
JM Dynamic Debt Reg Gr 25-06-2003 0.97 6.48 6.56 5.29 5.45 6.72 6.58
Mirae Asset Dynamic Bond Reg Gr 05-03-2017 1.09 5.98 6.48 4.01 5.53 - 5.66
Groww Dynamic Bond Reg Gr 30-11-2018 1.4518 5.65 5.8 4.5 5.19 - 5.76