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Fixed Deposit vs Debt Funds
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Fixed Deposit vs Debt Funds
| Pre-Tax Return | Investment Amount | Redeemed / Maturity Amount | Total Interest / Profit Amount | Annual Interest / Return (%) |
|---|---|---|---|---|
| Fixed Deposit | 100000 | 106975.37 | 6975.369999999995 | 6.98 |
| HDFC Dynamic Debt Fund - Growth Option | 100000 | 105,689 | 5,689 | 5.69 |
| Post Tax Return | Pre-tax Interest / Profit Amount | Capital Gains Tax | Indexed Amount | Income / Capital Gains Tax | Post Tax Interest / Profit Amount |
|---|---|---|---|---|---|
| Fixed Deposit | 6975.369999999995 | Not Applicable | Not Applicable | 2092.61 | 4882.759999999995 |
| HDFC Dynamic Debt Fund - Growth Option | 5,689 | Short Term | Not Applicable | 1,707 | 3,982 |
Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.
Top Performing Debt Mutual Funds
| Scheme Name |
Launch Date | Expense Ratio (%) | 1-Year Ret (%) | 2-Yrs Ret (%) | 3-Yrs Ret (%) | 5-Yrs Ret (%) | 10-Yrs Ret (%) | Since Launch Ret (%) |
|---|---|---|---|---|---|---|---|---|
| 360 ONE Dynamic Bond Reg Gr | 24-06-2013 | 0.52 | 8.87 | 9.75 | 8.51 | 7.01 | 6.98 | 7.04 |
| ICICI Pru All Seasons Bond Gr | 01-05-2009 | 1.28 | 8.06 | 8.38 | 8.0 | 6.58 | 7.96 | 8.38 |
| Nippon India Dynamic Bond Gr Gr | 05-11-2004 | 0.74 | 7.98 | 8.83 | 8.16 | 5.82 | 6.78 | 6.58 |
| ABSL Dynamic Bond Gr Reg | 27-09-2004 | 0.0 | 7.74 | 8.77 | 7.95 | 6.82 | 6.26 | 7.64 |
| ABSL Dynamic Bond-Discipline Advtg Gr | 30-03-2009 | 0.0 | 7.74 | 8.76 | 7.95 | 6.82 | 6.26 | 7.4 |
| JM Dynamic Debt Reg Gr | 25-06-2003 | 0.98 | 7.74 | 8.13 | 7.47 | 5.71 | 6.62 | 6.67 |
| Axis Dynamic Bond Reg Gr | 01-04-2011 | 0.63 | 7.62 | 8.43 | 7.94 | 5.78 | 7.3 | 7.91 |
| Mirae Asset Dynamic Bond Reg Gr | 05-03-2017 | 1.02 | 7.1 | 7.35 | 6.91 | 4.71 | - | 5.92 |
| Quantum Dynamic Bond Reg Gr | 05-04-2017 | 1.02 | 7.01 | 8.92 | 8.24 | 6.22 | - | 6.94 |
| Mahindra Manulife Dynamic Bond Fund Reg Gr | 01-08-2018 | 1.57 | 6.74 | 8.11 | 7.29 | 4.83 | - | 5.33 |
| HSBC Dynamic Bond Fund Reg Gr | 01-01-2013 | 0.78 | 6.62 | 8.27 | 7.28 | 5.11 | 6.75 | 5.89 |
| UTI Dynamic Bond Reg Gr | 23-06-2010 | 1.55 | 6.59 | 8.07 | 7.18 | 8.41 | 6.6 | 7.73 |
| Kotak Dynamic Bond Reg Gr | 26-05-2008 | 1.33 | 6.56 | 8.77 | 7.88 | 5.82 | 7.64 | 7.99 |
| PGIM India Dynamic Bond Gr | 12-01-2012 | 1.64 | 6.31 | 8.07 | 7.11 | 5.25 | 6.81 | 7.38 |
| SBI Dynamic Bond Reg Gr | 10-02-2004 | 1.41 | 6.13 | 7.99 | 7.65 | 5.69 | 7.32 | 6.1 |
| Baroda BNP Paribas Dynamic Bond Fund Gr | 23-09-2004 | 1.7 | 5.81 | 7.56 | 7.2 | 5.19 | 6.28 | 7.52 |
| HDFC Dynamic Debt Gr | 28-04-1997 | 1.47 | 5.69 | 7.75 | 7.15 | 6.1 | 6.13 | 8.03 |
| Union Dynamic Bond Gr | 13-02-2012 | 1.55 | 5.37 | 7.6 | 7.04 | 4.55 | 5.83 | 6.41 |
| Groww Dynamic Bond Reg Gr | 30-11-2018 | 1.25 | 5.15 | 6.59 | 6.01 | 4.93 | - | 5.81 |
| DSP Strategic Bond Reg Gr | 16-05-2007 | 1.21 | 4.95 | 8.17 | 7.78 | 5.49 | 6.93 | 6.84 |
| ITI Dynamic Bond Fund Reg Gr | 14-07-2021 | 1.19 | 4.95 | 6.92 | 6.41 | - | - | 5.51 |
| Canara Robeco Dynamic Bond Reg Gr | 29-05-2009 | 1.75 | 4.32 | 6.81 | 6.23 | 4.32 | 5.98 | 6.8 |
| Bandhan Dynamic Bond Reg Gr | 01-12-2008 | 1.57 | 3.55 | 7.89 | 7.04 | 4.7 | 6.8 | 7.51 |