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Fixed Deposit vs Debt Funds
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Fixed Deposit vs Debt Funds
| Pre-Tax Return | Investment Amount | Redeemed / Maturity Amount | Total Interest / Profit Amount | Annual Interest / Return (%) |
|---|---|---|---|---|
| Fixed Deposit | 100000 | 106975.37 | 6975.369999999995 | 6.98 |
| HDFC Dynamic Debt Fund - Growth Option | 100000 | 99,920 | -80 | -0.08 |
| Post Tax Return | Pre-tax Interest / Profit Amount | Capital Gains Tax | Indexed Amount | Income / Capital Gains Tax | Post Tax Interest / Profit Amount |
|---|---|---|---|---|---|
| Fixed Deposit | 6975.369999999995 | Not Applicable | Not Applicable | 2092.61 | 4882.759999999995 |
| HDFC Dynamic Debt Fund - Growth Option | -80 | Short Term | Not Applicable | 0 | -80 |
Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.
Top Performing Debt Mutual Funds
| Scheme Name |
Launch Date | Expense Ratio (%) | 1-Year Ret (%) | 2-Yrs Ret (%) | 3-Yrs Ret (%) | 5-Yrs Ret (%) | 10-Yrs Ret (%) | Since Launch Ret (%) |
|---|---|---|---|---|---|---|---|---|
| Mirae Asset Dynamic Bond Reg Gr | 05-03-2017 | 1.02 | 5.08 | 6.58 | 6.3 | 4.9 | - | 5.84 |
| 360 ONE Dynamic Bond Reg Gr | 24-06-2013 | 0.59 | 3.81 | 7.45 | 7.22 | 6.5 | 6.7 | 6.81 |
| ICICI Pru All Seasons Bond Gr | 01-05-2009 | 1.27 | 3.14 | 6.56 | 6.73 | 6.14 | 7.65 | 8.16 |
| Axis Dynamic Bond Reg Gr | 01-04-2011 | 0.63 | 2.88 | 6.77 | 6.54 | 5.66 | 7.09 | 7.71 |
| Nippon India Dynamic Bond Gr Gr | 05-11-2004 | 0.75 | 2.72 | 6.79 | 6.6 | 5.7 | 6.55 | 6.46 |
| UTI Dynamic Bond Reg Gr | 23-06-2010 | 1.68 | 2.51 | 6.21 | 6.3 | 8.54 | 6.48 | 7.56 |
| ABSL Dynamic Bond Gr Reg | 27-09-2004 | 1.23 | 2.45 | 6.71 | 6.65 | 6.47 | 5.97 | 7.48 |
| ABSL Dynamic Bond-Discipline Advtg Gr | 30-03-2009 | 1.23 | 2.45 | 6.7 | 6.65 | 6.47 | 5.97 | 7.21 |
| SBI Dynamic Bond Reg Gr | 10-02-2004 | 1.37 | 2.1 | 6.16 | 6.25 | 5.75 | 7.17 | 6.02 |
| Mahindra Manulife Dynamic Bond Fund Reg Gr | 01-08-2018 | 1.56 | 1.84 | 5.73 | 5.83 | 4.58 | - | 5.01 |
| Kotak Dynamic Bond Reg Gr | 26-05-2008 | 1.33 | 1.43 | 6.08 | 6.36 | 5.52 | 7.19 | 7.75 |
| JM Dynamic Debt Reg Gr | 25-06-2003 | 0.97 | 1.39 | 6.11 | 6.0 | 5.43 | 6.17 | 6.52 |
| Quantum Dynamic Bond Reg Gr | 05-04-2017 | 1.02 | 0.65 | 5.63 | 6.32 | 5.75 | - | 6.48 |
| Bandhan Dynamic Bond Reg Gr | 01-12-2008 | 1.77 | 0.36 | 5.24 | 5.89 | 4.91 | 6.75 | 7.37 |
| HSBC Dynamic Bond Fund Reg Gr | 01-01-2013 | 0.82 | 0.36 | 5.58 | 5.91 | 5.07 | 6.36 | 5.73 |
| ITI Dynamic Bond Fund Reg Gr | 14-07-2021 | 1.25 | 0.27 | 4.95 | 5.5 | - | - | 5.04 |
| HDFC Dynamic Debt Gr | 28-04-1997 | 1.42 | 0.1 | 5.07 | 5.62 | 5.78 | 5.75 | 7.87 |
| PGIM India Dynamic Bond Gr | 12-01-2012 | 1.67 | -0.16 | 5.04 | 5.52 | 4.76 | 6.47 | 7.04 |
| Groww Dynamic Term Fund (formerly known as Indiabulls Dynamic Bond Fund) Reg Plan Gr | 30-11-2018 | 1.46 | -0.51 | 4.22 | 4.55 | 4.31 | - | 5.32 |
| Baroda BNP Paribas Dynamic Bond Fund Gr | 23-09-2004 | 1.7 | -1.38 | 4.45 | 4.98 | 4.73 | 5.84 | 7.26 |
| Canara Robeco Dynamic Bond Reg Gr | 29-05-2009 | 1.74 | -1.82 | 3.88 | 4.37 | 4.09 | 5.64 | 6.54 |
| DSP Strategic Bond Reg Gr | 16-05-2007 | 1.21 | -1.93 | 4.45 | 5.37 | 4.95 | 6.44 | 6.57 |
| Union Dynamic Bond Gr | 13-02-2012 | 1.55 | -2.86 | 3.81 | 4.45 | 3.91 | 5.34 | 6.0 |