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Fixed Deposit vs Debt Funds
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Fixed Deposit vs Debt Funds
| Pre-Tax Return | Investment Amount | Redeemed / Maturity Amount | Total Interest / Profit Amount | Annual Interest / Return (%) |
|---|---|---|---|---|
| Fixed Deposit | 100000 | 106975.37 | 6975.369999999995 | 6.98 |
| HDFC Dynamic Debt Fund - Growth Option | 100000 | 108,131 | 8,131 | 8.13 |
| Post Tax Return | Pre-tax Interest / Profit Amount | Capital Gains Tax | Indexed Amount | Income / Capital Gains Tax | Post Tax Interest / Profit Amount |
|---|---|---|---|---|---|
| Fixed Deposit | 6975.369999999995 | Not Applicable | Not Applicable | 2092.61 | 4882.759999999995 |
| HDFC Dynamic Debt Fund - Growth Option | 8,131 | Short Term | Not Applicable | 2,439 | 5,692 |
Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.
Top Performing Debt Mutual Funds
| Scheme Name |
Launch Date | Expense Ratio (%) | 1-Year Ret (%) | 2-Yrs Ret (%) | 3-Yrs Ret (%) | 5-Yrs Ret (%) | 10-Yrs Ret (%) | Since Launch Ret (%) |
|---|---|---|---|---|---|---|---|---|
| 360 ONE Dynamic Bond Reg Gr | 24-06-2013 | 0.52 | 10.46 | 9.1 | 8.28 | 7.02 | 7.21 | 7.05 |
| Nippon India Dynamic Bond Gr Gr | 05-11-2004 | 0.75 | 10.16 | 8.61 | 8.37 | 5.78 | 7.14 | 6.63 |
| ABSL Dynamic Bond Gr Reg | 27-09-2004 | 1.23 | 9.68 | 8.43 | 8.03 | 7.04 | 6.55 | 7.68 |
| ABSL Dynamic Bond-Discipline Advtg Gr | 30-03-2009 | 1.23 | 9.68 | 8.42 | 8.02 | 7.03 | 6.55 | 7.45 |
| JM Dynamic Debt Reg Gr | 25-06-2003 | 0.98 | 9.63 | 8.12 | 7.46 | 5.76 | 6.77 | 6.71 |
| Axis Dynamic Bond Reg Gr | 01-04-2011 | 0.63 | 9.51 | 8.15 | 7.98 | 5.73 | 7.6 | 7.98 |
| ICICI Pru All Seasons Bond Gr | 01-05-2009 | 1.29 | 9.51 | 8.44 | 8.32 | 6.7 | 8.31 | 8.44 |
| UTI Dynamic Bond Reg Gr | 23-06-2010 | 1.53 | 9.14 | 8.08 | 7.42 | 8.36 | 7.01 | 7.84 |
| Quantum Dynamic Bond Reg Gr | 05-04-2017 | 0.96 | 9.05 | 8.6 | 8.31 | 6.4 | - | 7.06 |
| HSBC Dynamic Bond Fund Reg Gr | 01-01-2013 | 0.78 | 8.91 | 8.19 | 7.41 | 5.23 | 7.12 | 5.94 |
| Kotak Dynamic Bond Reg Gr | 26-05-2008 | 1.33 | 8.66 | 8.35 | 7.77 | 5.86 | 7.94 | 8.04 |
| Mahindra Manulife Dynamic Bond Fund Reg Gr | 01-08-2018 | 1.57 | 8.41 | 7.68 | 7.19 | 4.93 | - | 5.39 |
| PGIM India Dynamic Bond Gr | 12-01-2012 | 1.64 | 8.39 | 7.93 | 7.16 | 5.3 | 7.12 | 7.47 |
| Union Dynamic Bond Gr | 13-02-2012 | 1.55 | 8.24 | 7.61 | 7.19 | 4.74 | 6.22 | 6.55 |
| HDFC Dynamic Debt Gr | 28-04-1997 | 1.52 | 8.22 | 7.88 | 7.49 | 6.33 | 6.51 | 8.1 |
| SBI Dynamic Bond Reg Gr | 10-02-2004 | 1.42 | 8.21 | 7.76 | 8.0 | 5.66 | 7.68 | 6.13 |
| Baroda BNP Paribas Dynamic Bond Fund Gr | 23-09-2004 | 1.7 | 8.17 | 7.53 | 7.75 | 5.24 | 6.64 | 7.6 |
| ITI Dynamic Bond Fund Reg Gr | 14-07-2021 | 1.19 | 8.09 | 7.63 | 6.92 | - | - | 5.98 |
| Mirae Asset Dynamic Bond Reg Gr | 05-03-2017 | 1.02 | 8.06 | 7.1 | 6.69 | 4.54 | - | 5.96 |
| DSP Strategic Bond Reg Gr | 16-05-2007 | 1.2 | 7.92 | 8.19 | 7.86 | 5.59 | 7.31 | 6.93 |
| Groww Dynamic Bond Reg Gr | 30-11-2018 | 1.25 | 7.3 | 6.51 | 6.24 | 5.03 | - | 5.99 |
| Canara Robeco Dynamic Bond Reg Gr | 29-05-2009 | 1.75 | 6.9 | 6.78 | 6.59 | 4.51 | 6.41 | 6.93 |
| Bandhan Dynamic Bond Reg Gr | 01-12-2008 | 1.57 | 6.53 | 7.69 | 7.2 | 4.93 | 7.25 | 7.64 |