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Fixed Deposit vs Debt Funds
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Fixed Deposit vs Debt Funds
| Pre-Tax Return | Investment Amount | Redeemed / Maturity Amount | Total Interest / Profit Amount | Annual Interest / Return (%) |
|---|---|---|---|---|
| Fixed Deposit | 100000 | 107100.67 | 7100.669999999998 | 7.08 |
| HDFC Dynamic Debt Fund - Growth Option | 100000 | 109,167 | 9,167 | 9.14 |
| Post Tax Return | Pre-tax Interest / Profit Amount | Capital Gains Tax | Indexed Amount | Income / Capital Gains Tax | Post Tax Interest / Profit Amount |
|---|---|---|---|---|---|
| Fixed Deposit | 7100.669999999998 | Not Applicable | Not Applicable | 2130.2 | 4970.470000000001 |
| HDFC Dynamic Debt Fund - Growth Option | 9,167 | Short Term | Not Applicable | 2,750 | 6,417 |
Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.
Top Performing Debt Mutual Funds
| Scheme Name |
Launch Date | Expense Ratio (%) | 1-Year Ret (%) | 2-Yrs Ret (%) | 3-Yrs Ret (%) | 5-Yrs Ret (%) | 10-Yrs Ret (%) | Since Launch Ret (%) |
|---|---|---|---|---|---|---|---|---|
| Bandhan Dynamic Bond Reg Gr | 01-12-2008 | 1.62 | 11.46 | 8.65 | 5.71 | 6.46 | 7.89 | 7.77 |
| DSP Strategic Bond Reg Gr | 16-05-2007 | 1.19 | 10.67 | 9.04 | 6.26 | 6.84 | 7.71 | 6.95 |
| Kotak Dynamic Bond Reg Gr | 26-05-2008 | 1.32 | 10.57 | 8.29 | 5.91 | 6.78 | 7.99 | 8.08 |
| 360 ONE Dynamic Bond Reg Gr | 24-06-2013 | 0.52 | 10.1 | 8.18 | 6.46 | 6.81 | 7.31 | 6.88 |
| Quantum Dynamic Bond Reg Gr | 05-04-2017 | 0.96 | 10.03 | 8.7 | 6.61 | 6.84 | - | 6.93 |
| PGIM India Dynamic Bond Gr | 12-01-2012 | 1.64 | 9.5 | 7.43 | 5.43 | 5.77 | 7.63 | 7.47 |
| SBI Dynamic Bond Reg Gr | 10-02-2004 | 1.45 | 9.39 | 8.32 | 6.39 | 6.63 | 8.0 | 6.09 |
| HSBC Dynamic Bond Fund Reg Gr | 01-01-2013 | 0.78 | 9.29 | 7.53 | 5.54 | 5.88 | 7.45 | 5.85 |
| HDFC Dynamic Debt Gr | 28-04-1997 | 1.55 | 9.26 | 7.73 | 5.31 | 6.8 | 6.87 | 8.12 |
| ABSL Dynamic Bond Gr Reg | 27-09-2004 | 1.23 | 9.22 | 7.88 | 6.97 | 6.05 | 6.92 | 7.63 |
| Union Dynamic Bond Gr | 13-02-2012 | 1.5 | 9.18 | 7.7 | 4.72 | 5.64 | 6.45 | 6.49 |
| Nippon India Dynamic Bond Gr Gr | 05-11-2004 | 0.71 | 9.08 | 8.47 | 5.67 | 6.23 | 7.31 | 6.52 |
| Mahindra Manulife Dynamic Bond Fund Reg Gr | 01-08-2018 | 1.57 | 8.89 | 7.32 | 4.66 | 4.78 | - | 5.08 |
| UTI Dynamic Bond Reg Gr | 23-06-2010 | 1.54 | 8.74 | 7.33 | 7.98 | 8.22 | 7.17 | 7.81 |
| ITI Dynamic Bond Fund Reg Gr | 14-07-2021 | 1.19 | 8.66 | 7.05 | 5.6 | - | - | 5.65 |
| Canara Robeco Dynamic Bond Reg Gr | 29-05-2009 | 1.75 | 8.65 | 7.12 | 5.09 | 5.28 | 6.86 | 6.97 |
| Baroda BNP Paribas Dynamic Bond Fund Gr | 01-01-2013 | 1.69 | 8.65 | 7.77 | 5.81 | 5.76 | 7.0 | 7.28 |
| Axis Dynamic Bond Reg Gr | 01-04-2011 | 0.57 | 8.59 | 8.03 | 5.45 | 6.85 | 7.83 | 7.93 |
| ICICI Pru All Seasons Bond Gr | 01-05-2009 | 1.31 | 8.44 | 7.81 | 6.33 | 7.44 | 8.56 | 8.4 |
| JM Dynamic Debt Reg Gr | 25-06-2003 | 0.97 | 8.39 | 7.22 | 5.78 | 5.65 | 6.76 | 6.62 |
| Groww Dynamic Bond Reg Gr | 30-11-2018 | 1.45 | 7.59 | 6.35 | 4.82 | 5.14 | - | 5.91 |
| Mirae Asset Dynamic Bond Reg Gr | 05-03-2017 | 1.09 | 7.17 | 6.63 | 4.46 | 5.25 | - | 5.76 |