New no.15, Old No.8, Second Trust Link Street, Mandaveli, Chennai - 600028
Email:
investments@aniram.in
Fixed Deposit vs Debt Funds
- Home
- Mutual Funds Research
- Fixed Deposit vs Debt Funds
Fixed Deposit vs Debt Funds
| Pre-Tax Return | Investment Amount | Redeemed / Maturity Amount | Total Interest / Profit Amount | Annual Interest / Return (%) |
|---|---|---|---|---|
| Fixed Deposit | 100000 | 106995.14 | 6995.139999999999 | 6.98 |
| HDFC Dynamic Debt Fund - Growth Option | 100000 | 108,201 | 8,201 | 8.18 |
| Post Tax Return | Pre-tax Interest / Profit Amount | Capital Gains Tax | Indexed Amount | Income / Capital Gains Tax | Post Tax Interest / Profit Amount |
|---|---|---|---|---|---|
| Fixed Deposit | 6995.139999999999 | Not Applicable | Not Applicable | 2098.54 | 4896.600000000006 |
| HDFC Dynamic Debt Fund - Growth Option | 8,201 | Short Term | Not Applicable | 2,460 | 5,741 |
Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.
Top Performing Debt Mutual Funds
| Scheme Name |
Launch Date | Expense Ratio (%) | 1-Year Ret (%) | 2-Yrs Ret (%) | 3-Yrs Ret (%) | 5-Yrs Ret (%) | 10-Yrs Ret (%) | Since Launch Ret (%) |
|---|---|---|---|---|---|---|---|---|
| DSP Strategic Bond Reg Gr | 16-05-2007 | 1.22 | 9.39 | 8.73 | 6.38 | 6.78 | 7.0 | 6.88 |
| 360 ONE Dynamic Bond Reg Gr | 24-06-2013 | 0.52 | 9.24 | 8.18 | 6.63 | 6.74 | 6.71 | 6.86 |
| Nippon India Dynamic Bond Gr Gr | 05-11-2004 | 0.71 | 9.03 | 7.83 | 6.23 | 6.51 | 6.6 | 6.51 |
| Bandhan Dynamic Bond Reg Gr | 01-12-2008 | 1.57 | 8.9 | 7.75 | 5.67 | 6.35 | 6.96 | 7.65 |
| Kotak Dynamic Bond Reg Gr | 26-05-2008 | 1.33 | 8.6 | 7.79 | 6.11 | 6.55 | 7.62 | 8.0 |
| PGIM India Dynamic Bond Gr | 12-01-2012 | 1.64 | 8.53 | 7.36 | 5.77 | 5.66 | 6.85 | 7.39 |
| Quantum Dynamic Bond Reg Gr | 05-04-2017 | 0.96 | 8.53 | 7.95 | 6.94 | 6.64 | - | 6.83 |
| ITI Dynamic Bond Fund Reg Gr | 14-07-2021 | 1.2 | 8.5 | 7.14 | 6.09 | - | - | 5.72 |
| ABSL Dynamic Bond Gr Reg | 27-09-2004 | 1.23 | 8.46 | 7.72 | 7.23 | 7.19 | 6.29 | 7.6 |
| HSBC Dynamic Bond Fund Reg Gr | 01-01-2013 | 0.77 | 8.41 | 7.48 | 5.97 | 5.84 | 6.78 | 5.83 |
| HDFC Dynamic Debt Gr | 28-04-1997 | 1.52 | 8.2 | 7.53 | 5.72 | 6.63 | 6.11 | 8.08 |
| SBI Dynamic Bond Reg Gr | 10-02-2004 | 1.45 | 8.18 | 7.57 | 6.58 | 6.36 | 7.26 | 6.06 |
| Axis Dynamic Bond Reg Gr | 01-04-2011 | 0.64 | 8.18 | 7.39 | 5.87 | 6.59 | 7.21 | 7.87 |
| UTI Dynamic Bond Reg Gr | 23-06-2010 | 1.53 | 8.13 | 7.25 | 8.32 | 8.3 | 6.66 | 7.76 |
| ICICI Pru All Seasons Bond Gr | 01-05-2009 | 1.29 | 8.12 | 7.88 | 6.92 | 7.29 | 7.84 | 8.37 |
| Baroda BNP Paribas Dynamic Bond Fund Gr | 01-01-2013 | 1.69 | 8.09 | 7.48 | 6.3 | 5.85 | 6.35 | 7.24 |
| Union Dynamic Bond Gr | 13-02-2012 | 1.5 | 7.98 | 7.3 | 5.2 | 5.56 | 5.83 | 6.45 |
| Mahindra Manulife Dynamic Bond Fund Reg Gr | 01-08-2018 | 1.57 | 7.9 | 6.93 | 5.07 | 4.54 | - | 5.03 |
| JM Dynamic Debt Reg Gr | 25-06-2003 | 0.97 | 7.85 | 7.11 | 6.08 | 5.72 | 6.67 | 6.6 |
| Canara Robeco Dynamic Bond Reg Gr | 29-05-2009 | 1.75 | 7.16 | 6.42 | 5.25 | 5.25 | 6.1 | 6.89 |
| Mirae Asset Dynamic Bond Reg Gr | 05-03-2017 | 1.03 | 7.04 | 6.46 | 4.9 | 5.31 | - | 5.75 |
| Groww Dynamic Bond Reg Gr | 30-11-2018 | 1.45 | 6.26 | 5.9 | 4.94 | 5.06 | - | 5.81 |