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Fixed Deposit vs Debt Funds
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Fixed Deposit vs Debt Funds
| Pre-Tax Return | Investment Amount | Redeemed / Maturity Amount | Total Interest / Profit Amount | Annual Interest / Return (%) |
|---|---|---|---|---|
| Fixed Deposit | 100000 | 105406.27 | 5406.270000000004 | 5.41 |
| HDFC Dynamic Debt Fund - Growth Option | 100000 | 106,670 | 6,670 | 6.67 |
| Post Tax Return | Pre-tax Interest / Profit Amount | Capital Gains Tax | Indexed Amount | Income / Capital Gains Tax | Post Tax Interest / Profit Amount |
|---|---|---|---|---|---|
| Fixed Deposit | 5406.270000000004 | Not Applicable | Not Applicable | 1621.88 | 3784.3899999999994 |
| HDFC Dynamic Debt Fund - Growth Option | 6,670 | Short Term | Not Applicable | 2,001 | 4,669 |
Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.
Top Performing Debt Mutual Funds
| Scheme Name |
Launch Date | Expense Ratio (%) | 1-Year Ret (%) | 2-Yrs Ret (%) | 3-Yrs Ret (%) | 5-Yrs Ret (%) | 10-Yrs Ret (%) | Since Launch Ret (%) |
|---|---|---|---|---|---|---|---|---|
| DSP Strategic Bond Reg Gr | 09-05-2007 | 1.14 | 8.29 | 4.34 | 4.55 | 7.6 | 7.67 | 6.77 |
| Quantum Dynamic Bond Reg Gr | 01-04-2017 | 0.96 | 8.13 | 5.14 | 5.13 | 7.33 | - | 6.55 |
| Nippon India Dynamic Bond Gr Gr | 05-11-2004 | 0.7 | 7.92 | 4.04 | 4.6 | 6.82 | 7.43 | 6.4 |
| SBI Dynamic Bond Reg Gr | 10-02-2004 | 1.42 | 7.69 | 5.0 | 4.81 | 7.62 | 7.82 | 5.95 |
| Axis Dynamic Bond Reg Gr | 01-04-2011 | 0.66 | 7.59 | 3.86 | 4.75 | 7.64 | 7.95 | 7.9 |
| ICICI Pru All Seasons Bond Gr | 01-05-2009 | 1.31 | 7.57 | 5.32 | 5.8 | 7.86 | 9.15 | 8.41 |
| Baroda BNP Paribas Dynamic Bond Fund Gr | 01-01-2013 | 1.69 | 7.37 | - | - | - | - | 5.5 |
| Baroda BNP Paribas Dynamic Bond Fund Reg Plan A Gr | 01-01-2013 | 0.0 | 7.36 | - | - | - | - | 5.6 |
| ABSL Dynamic Bond Gr Reg | 27-09-2004 | 1.23 | 7.07 | 6.0 | 6.22 | 5.82 | 7.1 | 7.57 |
| ABSL Dynamic Bond-Discipline Advtg Gr | 30-03-2009 | 1.23 | 7.07 | 6.0 | 6.21 | 5.81 | 7.1 | 7.28 |
| Bandhan Dynamic Bond Reg Gr | 01-12-2008 | 1.61 | 7.02 | 3.19 | 3.59 | 7.26 | 7.69 | 7.57 |
| Union Dynamic Bond Gr | 13-02-2012 | 1.5 | 6.96 | 2.62 | 3.33 | 6.37 | 6.42 | 6.31 |
| HDFC Dynamic Debt Gr | 28-04-1997 | 1.72 | 6.8 | 3.39 | 5.56 | 5.94 | 7.09 | 8.09 |
| 360 ONE Dynamic Bond Reg Gr | 24-06-2013 | 0.52 | 6.79 | 4.85 | 5.76 | 6.59 | 7.35 | 6.61 |
| Kotak Dynamic Bond Reg Gr | 26-05-2008 | 1.3 | 6.69 | 3.85 | 4.58 | 7.41 | 7.95 | 7.95 |
| Mirae Asset Dynamic Bond Reg Gr | 05-03-2017 | 1.12 | 6.69 | 3.06 | 3.25 | 6.58 | - | 5.56 |
| Canara Robeco Dynamic Bond Reg Gr | 29-05-2009 | 1.75 | 6.57 | 3.56 | 3.42 | 5.82 | 6.95 | 6.9 |
| Mahindra Manulife Dynamic Bond Fund Reg Gr | 01-08-2018 | 1.58 | 6.4 | 2.68 | 3.08 | 4.63 | - | 4.43 |
| UTI Dynamic Bond Reg Gr | 23-06-2010 | 1.56 | 6.37 | 9.79 | 9.2 | 5.96 | 7.49 | 7.77 |
| JM Dynamic Debt Reg Gr | 25-06-2003 | 0.98 | 6.27 | 4.5 | 4.43 | 5.4 | 6.84 | 6.54 |
| Edelweiss Money Mkt Reg Gr | 27-06-2008 | 0.96 | 6.27 | 4.48 | 3.97 | 6.96 | 7.03 | 6.25 |
| HSBC Dynamic Bond Fund Reg Gr | 01-01-2013 | 0.76 | 6.16 | 3.78 | 3.77 | 6.52 | 7.47 | 5.67 |
| ITI Dynamic Bond Fund Reg Gr | 14-07-2021 | 1.19 | 5.71 | 4.13 | - | - | - | 4.41 |
| PGIM India Dynamic Bond Gr | 12-01-2012 | 1.64 | 5.69 | 3.52 | 3.85 | 6.65 | 7.38 | 7.33 |
| Groww Dynamic Bond Reg Gr | 30-11-2018 | 1.45 | 5.55 | 3.53 | 4.45 | - | - | 5.63 |