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Fixed Deposit vs Debt Funds
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Fixed Deposit vs Debt Funds
| Pre-Tax Return | Investment Amount | Redeemed / Maturity Amount | Total Interest / Profit Amount | Annual Interest / Return (%) |
|---|---|---|---|---|
| Fixed Deposit | 100000 | 106975.37 | 6975.369999999995 | 6.98 |
| HDFC Dynamic Debt Fund - Growth Option | 100000 | 108,997 | 8,997 | 9.0 |
| Post Tax Return | Pre-tax Interest / Profit Amount | Capital Gains Tax | Indexed Amount | Income / Capital Gains Tax | Post Tax Interest / Profit Amount |
|---|---|---|---|---|---|
| Fixed Deposit | 6975.369999999995 | Not Applicable | Not Applicable | 2092.61 | 4882.759999999995 |
| HDFC Dynamic Debt Fund - Growth Option | 8,997 | Short Term | Not Applicable | 2,699 | 6,298 |
Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.
Top Performing Debt Mutual Funds
| Scheme Name |
Launch Date | Expense Ratio (%) | 1-Year Ret (%) | 2-Yrs Ret (%) | 3-Yrs Ret (%) | 5-Yrs Ret (%) | 10-Yrs Ret (%) | Since Launch Ret (%) |
|---|---|---|---|---|---|---|---|---|
| Nippon India Dynamic Bond Gr Gr | 05-11-2004 | 0.74 | 11.42 | 8.77 | 9.1 | 6.23 | 7.22 | 6.67 |
| 360 ONE Dynamic Bond Reg Gr | 24-06-2013 | 0.52 | 11.38 | 9.24 | 8.5 | 7.44 | 7.22 | 7.09 |
| ABSL Dynamic Bond Gr Reg | 27-09-2004 | 1.23 | 10.64 | 8.73 | 9.21 | 7.71 | 6.61 | 7.72 |
| ABSL Dynamic Bond-Discipline Advtg Gr | 30-03-2009 | 1.23 | 10.64 | 8.73 | 9.21 | 7.7 | 6.61 | 7.49 |
| Axis Dynamic Bond Reg Gr | 01-04-2011 | 0.63 | 10.39 | 8.2 | 8.5 | 6.37 | 7.64 | 8.03 |
| JM Dynamic Debt Reg Gr | 25-06-2003 | 0.97 | 10.31 | 8.18 | 7.66 | 6.21 | 6.85 | 6.73 |
| Quantum Dynamic Bond Reg Gr | 05-04-2017 | 0.96 | 10.08 | 9.03 | 8.59 | 6.56 | - | 7.16 |
| ICICI Pru All Seasons Bond Gr | 01-05-2009 | 1.29 | 9.91 | 8.53 | 8.68 | 7.01 | 8.33 | 8.47 |
| HSBC Dynamic Bond Fund Reg Gr | 01-01-2013 | 0.77 | 9.85 | 8.36 | 7.62 | 5.56 | 7.17 | 5.97 |
| UTI Dynamic Bond Reg Gr | 23-06-2010 | 1.53 | 9.75 | 8.15 | 7.44 | 8.79 | 7.04 | 7.88 |
| Kotak Dynamic Bond Reg Gr | 26-05-2008 | 1.33 | 9.59 | 8.5 | 7.87 | 6.38 | 7.97 | 8.07 |
| PGIM India Dynamic Bond Gr | 12-01-2012 | 1.64 | 9.35 | 8.04 | 7.33 | 5.49 | 7.15 | 7.51 |
| SBI Dynamic Bond Reg Gr | 10-02-2004 | 1.41 | 9.33 | 7.99 | 8.31 | 5.88 | 7.75 | 6.16 |
| DSP Strategic Bond Reg Gr | 16-05-2007 | 1.19 | 9.3 | 8.37 | 8.02 | 5.89 | 7.35 | 6.96 |
| Union Dynamic Bond Gr | 13-02-2012 | 1.55 | 9.17 | 7.66 | 7.36 | 5.16 | 6.25 | 6.59 |
| Baroda BNP Paribas Dynamic Bond Fund Gr | 23-09-2004 | 1.7 | 9.09 | 7.69 | 8.0 | 5.39 | 6.69 | 7.63 |
| HDFC Dynamic Debt Gr | 28-04-1997 | 1.52 | 9.01 | 8.03 | 7.61 | 6.73 | 6.56 | 8.12 |
| Mahindra Manulife Dynamic Bond Fund Reg Gr | 01-08-2018 | 1.57 | 8.95 | 7.69 | 7.36 | 5.05 | - | 5.42 |
| ITI Dynamic Bond Fund Reg Gr | 14-07-2021 | 1.19 | 8.79 | 7.8 | 7.05 | - | - | 6.1 |
| Mirae Asset Dynamic Bond Reg Gr | 05-03-2017 | 1.02 | 8.69 | 7.19 | 7.2 | 4.64 | - | 6.0 |
| Groww Dynamic Bond Reg Gr | 30-11-2018 | 1.25 | 7.88 | 6.59 | 6.38 | 5.25 | - | 6.05 |
| Canara Robeco Dynamic Bond Reg Gr | 29-05-2009 | 1.75 | 7.75 | 6.86 | 6.88 | 4.75 | 6.44 | 6.96 |
| Bandhan Dynamic Bond Reg Gr | 01-12-2008 | 1.57 | 7.65 | 7.65 | 7.5 | 5.26 | 7.3 | 7.67 |